Easy Money How to Simplify Your Finances and Get What You Want out of Life
by Weston, Liz-
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Summary
Author Biography
Liz Pulliam Weston is the most-read personal finance columnist on the Internet, according to Nielsen//NetRatings. She’s also an award-winning, nationally syndicated personal finance columnist who can make the most complex money topics understandable to the average reader. She is the author of the national best-seller Your Credit Score: How to Fix, Improve and Protect the 3-Digit Number that Shapes Your Financial Future and of Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe. She also was a contributor to The Experts’ Guide to the Baby Years.
Liz’s columns run twice a week on MSN Money, which reaches more than 12 million readers each month. Millions more read her question-and-answer column “Money Talk,” which appears in newspapers throughout the country, including the Los Angeles Times, the Cleveland Plain Dealer, the Palm Beach Post, the Portland Oregonian, the Newark Star-Ledger, Stars & Stripes, and others.
Liz appears regularly on numerous television and radio programs, including American Public Media’s “Marketplace Money” and NPR’s “Talk of the Nation” and “All Things Considered.” She was for several years a weekly commentator on CNBC’s “Power Lunch” and has been quoted in numerous publications, including Consumer Reports, Real Simple, Family Circle, Men’s Health, Woman’s Day, Parents, Christian Science Monitor, the Associated Press, the Chicago Tribune, the Boston Globe, Forbes.com, and others.
Weston is a graduate of the certified financial planner training program at University of California, Irvine. She can be reached via the “contact Liz” form on her Web site, www.asklizweston.com.
Table of Contents
| Introduction | p. 1 |
| Setting Up Your Financial Life | p. 3 |
| Your Financial Toolkit | p. 3 |
| Consider Two Checking Accounts | p. 8 |
| The Right Ways to Pay Your Bills | p. 8 |
| Build Your Control Panel | p. 16 |
| Set Up Your Command Center | p. 20 |
| Staying Up-to-Date | p. 22 |
| Your Checklist | p. 25 |
| Take Charge of Your Spending | p. 27 |
| The 60 Percent Solution | p. 28 |
| The 50/30/20 Plan | p. 31 |
| How Do I Prioritize My Goals? | p. 39 |
| Couples and Money | p. 41 |
| Your Checklist | p. 45 |
| Get the Most Out of Your Credit Cards | p. 47 |
| If You Carry a Balance | p. 47 |
| How to Find the Best Card(s) | p. 57 |
| Your Checklist | p. 60 |
| The No-Sweat Guide to Retirement (and other) Investing | p. 61 |
| How to Manage Risk | p. 62 |
| Why Beating the Market Is So Tough | p. 65 |
| The Three Keys to Successful Investing | p. 66 |
| Why Life-Cycle and Target Maturity Funds May Be the Answer | p. 70 |
| Which Account Do I Use? | p. 73 |
| Coordinating Your Approach | p. 75 |
| Getting Help | p. 76 |
| How Much Should I Save for Retirement? | p. 77 |
| Ballpark E$timatereg; | p. 78 |
| As You Approach Retirement | p. 83 |
| Your Checklist | p. 85 |
| The Easy Way to Save for College | p. 87 |
| Why 529 College Savings Plans Rock | p. 90 |
| Picking the Right College Savings Plan | p. 92 |
| Prepaid Tuition Plans | p. 93 |
| Your High School Game Plan | p. 95 |
| What to Do If Yoursquo;re Starting Late | p. 95 |
| Your Checklist | p. 97 |
| Insurance: Protecting What You Have--And Will Have | p. 99 |
| Auto Insurance | p. 99 |
| Renters Insurance | p. 103 |
| Condo Owners Insurance | p. 104 |
| Homeowners Insurance | p. 104 |
| Umbrella Liability Policies | p. 107 |
| Health Insurance | p. 107 |
| Disability Insurance | p. 109 |
| Life Insurance | p. 110 |
| Your Checklist | p. 115 |
| Buying Homes and Cars | p. 117 |
| When Yoursquo;re Ready to Buy a Home | p. 117 |
| The Home-Buying Timeline | p. 119 |
| Picking the Right Mortgage | p. 121 |
| The Smart Way to Buy Cars | p. 128 |
| Why We Overspend on Cars | p. 129 |
| What to Do i | |
| Table of Contents provided by Publisher. All Rights Reserved. |
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